Partner inventory · Sedano Lincoln in La Mesa, CA
2026 Lincoln Navigator Black Label
Offered by the named dealer. Car Dogs provides research and introductions, not a binding price guarantee.
- Price incl. doc & e-filing
- $127,977
- Condition
- New
- Fuel
- Gasoline
24 photos of this car
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The ride
Conditional rebates are separate from this price. Review eligibility below; programs are not assumed to combine.
Price includes advertised accessories, doc and electronic filing fees; unposted dealer fees are estimates. Plus tax and DMV. Conditional rebates are separate. Confirm final price and availability with the dealer.
Pricing audit: market comparison, listing age and our pricing rules
Negotiation room
Listed at least 16 days.
Room is likely small; compare the out-the-door total with similar cars before offering. This is guidance from listing data, not a promise of any price.
Listed for at least 16 days
It's fairly fresh. Expect less room to move on price than on a car that has sat longer.
Price history
- Oct 14: $121,977 → $127,855
Counted from the day Car Dogs first saw this listing. The car may have been at the dealer longer.
The numbers at a glance
Below the window sticker
What this means
Window sticker (MSRP) $127,855 vs. the dealer's posted price $127,855, both from the dealer's own listing.
−$0
Price with the $85 doc fee
What this means
California dealers may charge a document fee of up to $85. This dealer publishes its fee. Tax, DMV fees and e-filing are itemized in the full breakdown below.
$127,940
Car Dogs Price CheckAdvertised accessories included. Includes $85 doc + $37 electronic filing fees (dealer-posted). Plus tax and DMV. Dealer confirmation required.
- Included in this price: factory options, any dealer accessories listed on the dealer's site for this car, the doc fee (California caps it at $85) and the electronic filing fee.
- Not included: government sales tax and DMV registration fees.
- Surprise charges: add-ons that weren't advertised for this car are optional.
- All disclosures and how we calculate
Offered for sale by Sedano Lincoln in La Mesa, CA. Car Dogs is an independent research and referral service, not the seller.
Listing observed 2026-10-20 09:00:11 UTC. Details last attempted 2026-10-20 09:00:11 UTC; completeness not confirmed. Availability and final price require dealer confirmation.
Dealer’s source listingReport a listing problem
Year
2026
Body Style
SUV
Fuel Type
Gasoline
Exterior
Infinite Black Metallic Clearcoat
Interior
Black Onyx
Transmission
10-Speed Automatic
Engine
Twin-Turbocharged 3.5L V6 Engine with Auto Start-Stop Technology
Features & equipment1 items
Infinite Black Metallic Clearcoat 2026 Lincoln Navigator Black Label 10-Speed Automatic 3.5L V6 4WD<br>4WD, Black Onyx w/Auto Heated/Ventilated Lincoln Soft-Touch Captain's Chairs, ABS brakes, Active Cruise Control, Alloy wheels, Compass, Electronic Stability Control, Front Bucket Seats, Front dual zone A/C, Heated door mirrors, Heated front seats, Heated rear seats, Illuminated entry, Low tire pressure warning, Navigation System, Power passenger seat, Remote keyless entry, Split folding rear seat, Traction control, Ventilated front seats, 28 Speakers, 3rd row seats: split-bench, 4-Wheel Disc Brakes, Adaptive suspension, Adjustable pedals, Air Conditioning, AM/FM radio: SiriusXM with 360L, Apple CarPlay/Android Auto, Audio memory, Auto High-beam Headlights, Auto Start-Stop Technology, Auto tilt-away steering wheel, Auto-dimming door mirrors, Auto-dimming Rear-View mirror, Auto-leveling suspension, Automatic temperature control, BlueCruise Equipped (4-Years Included), Brake assist, Bumpers: body-color, Delay-off headlights, Driver door bin, Driver vanity mirror, Driver's Seat Mounted Armrest, Dual front impact airbags, Dual front side impact airbags, Emergency communication system: 911 Assist, Enlighten Theme, Exterior Parking Camera Rear, Four wheel independent suspension, Front anti-roll bar, Front reading lights, Fully automatic headlights, Garage door transmitter, Head restraints memory, Heated steering wheel, HVAC memory, Leather steering wheel, Lincoln App, Lincoln Connectivity Package (4-Years Included), Lincoln Digital Experience, Lincoln Security Package, Memory seat, Navigation system: Connected Navigation (1-year trial), Occupant sensing airbag, Outside temperature display, Overhead airbag, Overhead console, Panic alarm, Passenger door bin, Passenger seat mounted armrest, Passenger vanity mirror, Pedal memory, Power adjustable front head restraints, Power adjustable rear head restraints, Power door mirrors, Power driver seat, Power moonroof: Panoramic Vista Roof, Power steering, Power windows, Radio data system, Radio: Revel Ultima 3D Audio System, Rain sensing wipers, Rear air conditioning, Rear anti-roll bar, Rear audio controls, Rear reading lights, Rear seat center armrest, Rear window defroster, Rear window wiper, Reclining 3rd row seat, Security system, SiriusXM with 360L (3 Months Trial), Speed control, Speed-sensing steering, Speed-Sensitive Wipers, Spoiler, Steering wheel memory, Steering wheel mounted audio controls, Tachometer, Telescoping steering wheel, Tilt steering wheel, Trip computer, Turn signal indicator mirrors, Variably intermittent wipers, Ventilated rear seats, Wheels: 22 High-Gloss Ebony Aluminum, 4WD, Black Onyx w/Auto Heated/Ventilated Lincoln Soft-Touch Captain's Chairs, ABS brakes, Active Cruise Control, Alloy wheels, Compass, Electronic Stability Control, Front Bucket Seats, Front dual zone A/C, Heated door mirrors, Heated front seats, Heated rear seats, Illuminated entry, Low tire pressure warning, Navigation System, Power passenger seat, Remote keyless entry, Split folding rear seat, Traction control, Ventilated front seats. Recent Arrival!<br>This NEW 2026 Infinite Black Metallic Clearcoat Lincoln Navigator Black Label 3.5L V6 10-Speed Automatic 4WD is well equipped and includes these features and benefits:<br><br><br>Shopping for a new Lincoln in San Diego? Sedano Lincoln in La Mesa offers the latest lineup of luxury SUVs and sedans, including the Navigator, Aviator, Corsair, and Nautilus—serving drivers from El Cajon, Santee, Spring Valley, Lemon Grove, and the greater East County region. Our dealership delivers premium customer service, transparent pricing, and a smooth, no-nonsense buying experience. If you want a new Lincoln with top-tier support and real local expertise, Sedano Lincoln La Mesa is the destination. Price includes: $1000 - Bonus Customer Cash. Exp. 11/02/2026 $6500 - Retail Customer Cash. Exp. 11/02/2026
The honest math
Price breakdown
Every dollar, itemized — the way it should be shown before you sit down.
California tax uses where you register the car, not the dealer's address. ZIP-based tax and DMV totals are estimates; the dealer confirms the final amount.
- Price incl. doc & e-filing fees
- $127,977
- Vehicle price before dealer fees
- $127,855
- Government taxes & fees
- $12,410
- Estimated out-the-door
- $140,387
Includes $85 doc fee + $37 electronic filing fee
Dealer-sourced; confirmation required
Estimated for ZIP —
Advertised accessories included; no optional extras or trade
Estimate only — the dealer's worksheet is final. Change the ZIP to re-run the tax.
Dealer vehicle price before doc & e-filing
Manufacturer suggested retail price (MSRP)
As posted by the selling dealer. Includes factory destination charge.
$127,855
Dealer vehicle price before doc & e-filing fees
Advertised accessories are included here. Doc and electronic filing fees are itemized below and included in the headline price, not added twice. Dealer confirmation is required for final price and availability.
$127,855
Dealer fees — $122
Dealer document processing fee
Published by the selling dealer on this listing. California caps this fee. It is charged by the dealer, not by Car Dogs.
$85
Electronic filing / registration service fee
Published by the selling dealer for submitting your registration electronically to the DMV. It is not a government tax.
$37
Total dealer fees
$122
Government taxes and fees — $12,410
Estimated sales tax (8.75% for ZIP your area)
$11,187
Registration, title and license (DMV estimate)
$1,223
Rebates you may qualify for
Not in the advertised price. One program at a time until the dealer confirms which can combine.
Requires qualifying lender financing — not a cash-purchase rebate.
Eligibility & program dates
Published window: 10/13/2026 - 11/2/2026
10/13/2026 - 11/2/2026 Program #11109:Take new retail delivery from dealer stock by 2026-11-02. Not compatible with subvened APR Financing through Lincoln AFS. See dealer for complete details.
Eligibility & program dates
Published window: 10/2/2026 - 11/2/2026
10/2/2026 - 11/2/2026 Program #11111: Take new retail delivery from dealer stock by 2026-11-02. See dealer for complete details.
Eligibility & program dates
Published window: 10/1/2026 - 1/4/2027
10/1/2026 - 1/4/2027 Cadillac Competitive Conquest Bonus Cash (30493) is available to customers who currently own or lease a 1995 or newer Cadillac. Take new retail delivery from dealer stock by 2027-01-04. Residency restrictions apply. See dealer for complete details.
Eligibility & program dates
Published window: 1/6/2026 - 1/4/2027
1/6/2026 - 1/4/2027 Available on the purchase or lease of an eligible new 2025/2026/2027 model year Ford or Lincoln vehicle. Not available on Mustang® Dark Horse™, Mustang GTD®, F-150® Raptor®, Ranger® Raptor, Ford GT™ and Bronco® Raptor. Vehicle eligibility may change at any time. Dollar amount may vary by market. Available to U.S. residents only. Place a new retail order or take new retail delivery from an authorized Ford Dealer™s or Lincoln Retailer™s stock by 1/4/2027. Limit of five purchase or leases per household during the program offer (32894). Offer subject to dealer participation. May not be used/combined with any Ford/Lincoln private offer. See an authorized Ford Dealer or Lincoln Retailer, or go to www.fordrecognizesu.com, for complete details and eligibility (32894). Due to high demand and global supply chain constraints, some models, trims, and features may not be available or may be subject to change. Check with your local dealer for current information. Offer subject to confirmation of eligibility.
Eligibility & program dates
Published window: 1/6/2026 - 1/4/2027
1/6/2026 - 1/4/2027 Available on the purchase or lease of an eligible new 2025/2026/2027 model year Ford or Lincoln vehicle. Not available on Mustang® Dark Horse™, Mustang GTD®, F-150®Raptor®, Ranger® Raptor, Ford GT™ and Bronco® Raptor. Vehicle eligibility may change at any time. Dollar amount may vary by market. Available to U.S. residents only. Place a new retail order or take new retail delivery from an authorized Ford Dealer™s or Lincoln Retailer™s stock by 1/4/2027. Limit of five purchase or leases per household during the program offer (PGM# 32898). Offer subject to dealer participation. May not be used/combined with any Ford or Lincoln private offer. See an authorized Ford Dealer or Lincoln Retailer, or go to www.fordrecognizesu.com, for complete details and eligibility (PGM# 32898). Due to high demand and global supply chain constraints, some models, trims, and features may not be available or may be subject to change. Check with your local dealer for current information. Offer subject to confirmation of eligibility.
No conditional rebate applied.
Optional finance-office products — educational examples, not added to this estimate
These are optional products only when not already part of this vehicle's advertised equipment. They are not included in this estimate. Declining separate optional products does not change the listed vehicle price; credit approval remains the lender's decision. Confirm any coverage and price in the product contract.
We did not capture separate advertised equipment charges on this listing. That is not proof none exist. Ask the dealer to explain any additional worksheet charges in writing.
Paint & fabric / interior protection
Not on this deal. Typical dealer asking price $600–$1,800. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
Theft deterrent / VIN etch
Not on this deal. Typical dealer asking price $200–$1,000. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
Extended service contract (VSC)
Not on this deal. Typical dealer asking price $1,800–$4,000. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
GAP coverage
Not on this deal. Typical dealer asking price $400–$1,200. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
Tire & wheel protection
Not on this deal. Typical dealer asking price $700–$1,800. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
Key replacement
Not on this deal. Typical dealer asking price $300–$800. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
Appearance package (tint, ceramic, paint film)
Not on this deal. Typical dealer asking price $400–$2,500. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.
—
What you should know: pricing estimates & disclosures
- Car Dogs is not the seller
- This vehicle is offered by the named selling dealer. Car Dogs is an independent research and referral service, not the selling dealer. We do not sell, lease, finance or hold title to any vehicle, and we cannot approve credit. Every final price, term and approval comes from the dealer or lender in writing.
- What the headline price includes
- The headline price includes the dealer vehicle price, advertised accessories, doc fee and electronic filing fee. Where a dealer does not publish a fee, we use a labeled estimate. Government tax and DMV charges are additional estimates. Conditional rebates are shown separately, not deducted from the headline. A captured listing is not a binding dealer offer or a guarantee of complete data; request the dealer's written itemized total before visiting or signing.
- Rebates you may or may not qualify for
- Factory incentives such as bonus cash for financing through the manufacturer's lender, military, first-responder, college-graduate, loyalty or competitive-owner programs are conditional. Because not every buyer qualifies, they are never folded into the price we advertise. We list each one separately with the manufacturer's own eligibility language so you can see what it would take to earn it, and what the car costs if you do not.
- Advertised accessories are part of the price; nothing else is required
- Dealer-installed accessories advertised on the dealer's website for this vehicle are part of its offering price. Any other add-on — service contracts, GAP, paint or fabric protection, VIN etching, theft or key packages, nitrogen tires — is optional and not required to buy this vehicle or to qualify for financing. You cannot be charged for any add-on you did not agree to, and you may decline all of them and still buy at the offering price.
- Taxes and government fees are estimates
- Sales tax, registration, title and license amounts shown are estimates based on published California rates and the ZIP code entered. Your actual amounts depend on where the vehicle is registered, its weight and plate class, and DMV fees in effect at delivery.
- Payments shown are estimates, not offers of credit
- Any monthly payment figure on this site is an estimate for comparison only. It is not an offer of credit or a commitment to lend. Rate, term and approval are subject to lender underwriting and your credit.
- MSRP and discount comparisons
- MSRP is the manufacturer's suggested retail price and is only shown on new vehicles the factory sets it for. We never strike a list price through a used vehicle, and any "off MSRP" figure reflects a dealer discount available to every buyer — conditional factory rebates are excluded from it.
- Availability and accuracy
- Listings are observed from dealer inventory sources and can change without notice. Observation timestamps show when data was read, not when availability was confirmed. A vehicle may be sold, in transit, or repriced between reads. Ask for dealer confirmation before visiting. Report incorrect prices or unavailable vehicles using the listing's report link.
- How Car Dogs gets paid
- You never pay Car Dogs. If you ask for an introduction and complete a purchase, the dealer pays us a flat referral fee. We are not paid more when you pay more, and no partner can buy a better placement, ranking or recommendation on this site.
Cash back or factory APR?
| Down | 48 mo | 60 mo | 72 mo |
|---|---|---|---|
| $0 | |||
| $2,500 | |||
| $5,000 |
Cash estimate: $140,387.
Standard financing
$2,771/mo
- 7.49% APR · 60 months · $2,500 down
- Amount financed $138,311
- Interest $28,362 (including deferred interest)
- Total paid $168,749 including down
Rebate: $0
Factory APR · no cash rebate
No matching current factory APR in our source. Ask the dealer for a written VIN-specific offer.
Estimates, not credit offers. Includes doc and electronic filing fees once, estimated tax and DMV. Rebates do not reduce the California sales-tax basis. Payments assume first payment in 45 days, including 15 extra days’ estimated interest. Final terms and eligibility require written confirmation.
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Estimated payment
$2,425/mo
72 mo at ~7.99% · $2,500 down · total of payments + down $177,091 · interest $36,251 · est. OTD $140,387
Estimates, not offers. Dealer confirmation required.
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$127,977
Includes doc & e-filing · plus tax & DMV
About $140,387 out the door (est.)