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Car Dogs

Partner inventory · Valley Kia of Fontana in Fontana, CA

2020 Hyundai Santa Fe SEL w/SULEV

Offered by the named dealer. Car Dogs provides research and introductions, not a binding price guarantee.

24 photos of this car

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1

The ride

used
Stock #K21540A
VIN 5NMS33ADXLH206028
$16,000Includes $85 doc + $37 electronic filing fees (dealer-posted). Plus tax and DMV. Dealer confirmation required.

$122 below Dealer Asking Price ($16,000)

Price includes advertised accessories, doc and electronic filing fees; unposted dealer fees are estimates. Plus tax and DMV. Conditional rebates are separate. Confirm final price and availability with the dealer.

How this price stacks up

Negotiation room

Listed at least 4 days.

Room is likely small; compare the out-the-door total with similar cars before offering. This is guidance from listing data, not a promise of any price.

Listed for at least 4 days

It's fairly fresh. Expect less room to move on price than on a car that has sat longer.

Counted from the day Car Dogs first saw this listing. The car may have been at the dealer longer.

The numbers at a glance

Price with the $85 doc fee

What this means

California dealers may charge a document fee of up to $85. This dealer publishes its fee. Tax, DMV fees and e-filing are itemized in the full breakdown below.

$15,963

Car Dogs Price CheckAdvertised accessories included. Includes $85 doc + $37 electronic filing fees (dealer-posted). Plus tax and DMV. Dealer confirmation required.
  • Included in this price: factory options, any dealer accessories listed on the dealer's site for this car, the doc fee (California caps it at $85) and the electronic filing fee.
  • Not included: government sales tax and DMV registration fees.
  • Surprise charges: add-ons that weren't advertised for this car are optional.
  • All disclosures and how we calculate
Dealer added an unadvertised charge? Have a real Car Dog step in

Offered for sale by Valley Kia of Fontana in Fontana, CA. Car Dogs is an independent research and referral service, not the seller.

Listing observed 2026-10-21 07:29:09 UTC. Details last attempted 2026-10-21 07:29:09 UTC; completeness not confirmed. Availability and final price require dealer confirmation.

Dealer’s source listing
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Year

2020

Body Style

SUV

Mileage

82,327 mi

Fuel Type

Gasoline Fuel

Exterior

Stormy Sea

Interior

Black/Black

Transmission

Automatic

Engine

2.4L

Features & equipment6 items

MECHANICAL • Axle Ratio 3.798GVWR: 4,729 lbsFront-Wheel Drive54-Amp/Hr Maintenance-Free Battery w/Run Down Protection140 Amp Alternator1138# Maximum PayloadGas-Pressurized Shock AbsorbersFront And Rear Anti-Roll BarsElectric Power-Assist Speed-Sensing Steering18.8 Gal. Fuel TankSingle Stainless Steel Exhaust w/Chrome Tailpipe FinisherStrut Front Suspension w/Coil SpringsMulti-Link Rear Suspension w/Coil Springs4-Wheel Disc Brakes w/4-Wheel ABS, Front Vented Discs, Brake Assist, Hill Hold Control and Electric Parking Brake EXTERIOR • Wheels: 17 x 7.0J AlloyTires: P235/65R17Wheels w/Silver AccentsSteel Spare WheelCompact Spare Tire Stored Underbody w/CrankdownBody-Colored Front Bumper w/Black Rub Strip/Fascia Accent and Metal-Look Bumper InsertBody-Colored Rear Bumper w/Black Rub Strip/Fascia Accent and Metal-Look Bumper InsertBlack Bodyside Cladding and Black Wheel Well TrimChrome Side Windows TrimBody-Colored Door HandlesBody-Colored Power Heated Side Mirrors w/Manual FoldingFixed Rear Window w/Wiper and DefrosterDeep Tinted GlassVariable Intermittent WipersFront Windshield -inc: Sun Visor StripFully Galvanized Steel PanelsLip SpoilerChrome GrilleLiftgate Rear Cargo AccessTailgate/Rear Door Lock Included w/Power Door LocksAuto On/Off Projector Beam Halogen Daytime Running Auto High-Beam Headlamps w/Delay-OffHeadlights-Automatic HighbeamsFront Fog LampsPerimeter/Approach Lights ENTERTAINMENT • Radio: AM/FM/MP3 Display Audio -inc: 7 screen, Apple CarPlay & Android Auto, Bluetooth® hands-free w/wireless audio streaming, voice recognition, steering wheel audio, cruise and phone controls, dual front and rear 2.1 amp USB charge ports, SiriusXM, HD Radio and Blue Link connected car systemRadio w/Seek-Scan, Clock, Speed Compensated Volume Control and Aux Audio Input Jack6 SpeakersIntegrated Roof AntennaWireless Phone Connectivity2 LCD Monitors In The FrontTurn-By-Turn Navigation Directions INTERIOR • Heated Front Bucket Seats -inc: 8-way power driver's seat w/2-way lumbar supportDriver Seat4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement60-40 Folding Split-Bench Front Facing Manual Reclining Fold Forward Seatback Rear Seat w/Manual Fore/AftManual Tilt/Telescoping Steering ColumnPower Rear Windows and Fixed 3rd Row WindowsSelective Service Internet AccessFront CupholderRear CupholderRemote Releases -Inc: Mechanical FuelProximity Key For Doors And Push Button StartValet FunctionRemote Keyless Entry w/Integrated Key Transmitter, 2 Door Curb/Courtesy, Illuminated Entry, Illuminated Ignition Switch and Panic ButtonCruise Control w/Steering Wheel ControlsSmart Cruise Control (SCC)Manual Air ConditioningHVAC -inc: Underseat Ducts and Headliner/Pillar DuctsGlove BoxDriver Foot RestInterior Trim -inc: Metal-Look Instrument Panel Insert, Metal-Look Door Panel Insert and Metal-Look Interior AccentsFull Cloth HeadlinerCloth Door Trim InsertUrethane Gear Shifter MaterialStain-Resistant Cloth Seating SurfacesDay-Night Rearview MirrorDriver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary MirrorFull Floor Console w/Covered Storage, Mini Overhead Console w/Storage and 2 12V DC Power OutletsFront Map LightsFade-To-Off Interior LightingFull Carpet Floor CoveringCarpet Floor TrimCargo Area Concealed StorageCargo Space LightsFOB Controls -inc: Keyfob Cargo AccessSmart Device IntegrationTracker SystemDriver / Passenger And Rear Door BinsDelayed Accessory PowerPower Door Locks w/Autolock FeaturePower 1st Row Windows w/Driver And Passenger 1-Touch Up/DownDriver Information CenterTrip ComputerOutside Temp GaugeDigital/Analog AppearanceManual w/Tilt Front Head Restraints and Manual Adjustable Rear Head RestraintsFront Center Armrest and Rear Center Armrest2 Seatback Storage PocketsPerimeter AlarmImmobilizer2 12V DC Power OutletsAir Filtration SAFETY • Electronic Stability Control (ESC)ABS And Driveline Traction ControlSide Impact BeamsDual Stage Driver And Passenger Seat-Mounted Side AirbagsForward Collision-Avoidance Assist (FCA)Lane Keep Assist (LKA) Lane Keeping AssistLane Keep Assist (LKA) Lane Departure WarningCollision Mitigation-FrontDriver Monitoring-AlertEmergency Sos CapabilityBlind-spot Collision-Avoidance Assist (BCA) Blind SpotRear Cross-Traffic Collision-Avoidance Assist (RCCA)Tire Specific Low Tire Pressure WarningDual Stage Driver And Passenger Front AirbagsCurtain 1st And 2nd Row AirbagsAirbag Occupancy SensorRear Child Safety LocksOutboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and PretensionersBack-Up Camera

2

The honest math

Price breakdown

Every dollar, itemized — the way it should be shown before you sit down.

California tax uses where you register the car, not the dealer's address. ZIP-based tax and DMV totals are estimates; the dealer confirms the final amount.

Price incl. doc & e-filing fees
$16,000

Includes $85 doc fee + $37 electronic filing fee

Vehicle price before dealer fees
$15,878

Dealer-sourced; confirmation required

Government taxes & fees
$1,722

Estimated for ZIP —

Estimated out-the-door
$17,722

Advertised accessories included; no optional extras or trade

Estimate only — the dealer's worksheet is final. Change the ZIP to re-run the tax.

Dealer vehicle price before doc & e-filing

Dealer Asking Price

Posted by the selling dealer prior to any discount or adjustment.

$16,000

Dealer discount below Dealer Asking Price

Available to any buyer — no financing, trade-in or membership required.

−$1,111

Dealer vehicle price before doc & e-filing fees

Advertised accessories are included here. Doc and electronic filing fees are itemized below and included in the headline price, not added twice. Dealer confirmation is required for final price and availability.

$15,878

Dealer fees — $122

Dealer document processing fee

Published by the selling dealer on this listing. California caps this fee. It is charged by the dealer, not by Car Dogs.

$85

Electronic filing / registration service fee

Published by the selling dealer for submitting your registration electronically to the DMV. It is not a government tax.

$37

Total dealer fees

$122

Government taxes and fees — $1,722

Estimated sales tax (8.75% for ZIP your area)

$1,389

Registration, title and license (DMV estimate)

$333

Optional finance-office products — educational examples, not added to this estimate

These are optional products only when not already part of this vehicle's advertised equipment. They are not included in this estimate. Declining separate optional products does not change the listed vehicle price; credit approval remains the lender's decision. Confirm any coverage and price in the product contract.

We did not capture separate advertised equipment charges on this listing. That is not proof none exist. Ask the dealer to explain any additional worksheet charges in writing.

Paint & fabric / interior protection

Not on this deal. Typical dealer asking price $600–$1,800. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

Theft deterrent / VIN etch

Not on this deal. Typical dealer asking price $200–$1,000. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

Extended service contract (VSC)

Not on this deal. Typical dealer asking price $1,800–$4,000. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

GAP coverage

Not on this deal. Typical dealer asking price $400–$1,200. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

Tire & wheel protection

Not on this deal. Typical dealer asking price $700–$1,800. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

Key replacement

Not on this deal. Typical dealer asking price $300–$800. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

Appearance package (tint, ceramic, paint film)

Not on this deal. Typical dealer asking price $400–$2,500. Optional and negotiable. Not required to buy this vehicle or to qualify for financing.

—

California 3-day right to cancel likely applies

Under California's CARS Act (Civil Code § 1784.43), used cars sold for $50,000 or less come with a 3-day right to cancel, as long as the car has not been driven more than 400 miles since signing.

The dealer may charge a restocking fee. If you cancel, your trade-in comes back, or you get the greater of its agreed value or what the dealer sold it for. Ask for the cancellation terms in writing before you sign.

Full legal details
What you should know: pricing estimates & disclosures
Car Dogs is not the seller
This vehicle is offered by the named selling dealer. Car Dogs is an independent research and referral service, not the selling dealer. We do not sell, lease, finance or hold title to any vehicle, and we cannot approve credit. Every final price, term and approval comes from the dealer or lender in writing.
What the headline price includes
The headline price includes the dealer vehicle price, advertised accessories, doc fee and electronic filing fee. Where a dealer does not publish a fee, we use a labeled estimate. Government tax and DMV charges are additional estimates. Conditional rebates are shown separately, not deducted from the headline. A captured listing is not a binding dealer offer or a guarantee of complete data; request the dealer's written itemized total before visiting or signing.
Rebates you may or may not qualify for
Factory incentives such as bonus cash for financing through the manufacturer's lender, military, first-responder, college-graduate, loyalty or competitive-owner programs are conditional. Because not every buyer qualifies, they are never folded into the price we advertise. We list each one separately with the manufacturer's own eligibility language so you can see what it would take to earn it, and what the car costs if you do not.
Advertised accessories are part of the price; nothing else is required
Dealer-installed accessories advertised on the dealer's website for this vehicle are part of its offering price. Any other add-on — service contracts, GAP, paint or fabric protection, VIN etching, theft or key packages, nitrogen tires — is optional and not required to buy this vehicle or to qualify for financing. You cannot be charged for any add-on you did not agree to, and you may decline all of them and still buy at the offering price.
Taxes and government fees are estimates
Sales tax, registration, title and license amounts shown are estimates based on published California rates and the ZIP code entered. Your actual amounts depend on where the vehicle is registered, its weight and plate class, and DMV fees in effect at delivery.
Payments shown are estimates, not offers of credit
Any monthly payment figure on this site is an estimate for comparison only. It is not an offer of credit or a commitment to lend. Rate, term and approval are subject to lender underwriting and your credit.
MSRP and discount comparisons
MSRP is the manufacturer's suggested retail price and is only shown on new vehicles the factory sets it for. We never strike a list price through a used vehicle, and any "off MSRP" figure reflects a dealer discount available to every buyer — conditional factory rebates are excluded from it.
Availability and accuracy
Listings are observed from dealer inventory sources and can change without notice. Observation timestamps show when data was read, not when availability was confirmed. A vehicle may be sold, in transit, or repriced between reads. Ask for dealer confirmation before visiting. Report incorrect prices or unavailable vehicles using the listing's report link.
How Car Dogs gets paid
You never pay Car Dogs. If you ask for an introduction and complete a purchase, the dealer pays us a flat referral fee. We are not paid more when you pay more, and no partner can buy a better placement, ranking or recommendation on this site.

Walk-around checklist

6 things to check on this 2020 Hyundai Santa Fe SEL w/SULEV at 82,327 miles. Tap each one as you go — 0 of 6 done.

General guidance by mileage, not a statement about this car's condition. A pre-purchase inspection by an independent mechanic is the best proof.

Cash back or factory APR?

Monthly payment at 7.49% APR — tap to pick
Down48 mo60 mo72 mo
$0
$2,500
$5,000

Cash estimate: $17,722.

Standard financing

$306/mo

  • 7.49% APR · 60 months · $2,500 down
  • Amount financed $15,269
  • Interest $3,131 (including deferred interest)
  • Total paid $20,853 including down

Rebate: $0

Factory APR · no cash rebate

No matching current factory APR in our source. Ask the dealer for a written VIN-specific offer.

Estimates, not credit offers. Includes doc and electronic filing fees once, estimated tax and DMV. Rebates do not reduce the California sales-tax basis. Payments assume first payment in 45 days, including 15 extra days’ estimated interest. Final terms and eligibility require written confirmation.

Trading in? See your payment drop right here.

+ Deduct my trade-in

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$16,000

Includes doc & e-filing · plus tax & DMV

About $17,722 out the door (est.)